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    <lastmod>2025-04-25</lastmod>
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      <image:title>About Us</image:title>
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      <image:title>About Us</image:title>
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      <image:title>About Us</image:title>
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    <loc>https://www.medicare-journey.com/medicare-101</loc>
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    <lastmod>2025-04-25</lastmod>
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      <image:title>Medicare 101</image:title>
      <image:caption>Click to learn about Part A</image:caption>
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      <image:title>Medicare 101</image:title>
      <image:caption>Click to learn about Part B</image:caption>
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      <image:title>Medicare 101</image:title>
      <image:caption>Click to learn about Part C</image:caption>
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      <image:title>Medicare 101</image:title>
      <image:caption>Click to learn about Part D</image:caption>
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      <image:title>Medicare 101</image:title>
      <image:caption>Click to learn about Medigap</image:caption>
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    <loc>https://www.medicare-journey.com/medicare-part-a</loc>
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    <lastmod>2021-09-28</lastmod>
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      <image:title>Medicare Part A - Medicare Part A</image:title>
      <image:caption>Usually, you don’t pay a monthly premium for Part A, as long as you or your spouse has worked 40 quarters (10 years) or more in the US and paid Medicare taxes. You can buy Part A if you have worked less than 40 quarters; you will pay up to $471.00* per month for your Part A premium. *Some people pay a higher premium if they don’t enroll when they’re first eligible.</image:caption>
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    <loc>https://www.medicare-journey.com/medicare-part-b</loc>
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    <lastmod>2021-09-28</lastmod>
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      <image:title>Medicare Part B - Medicare Part B</image:title>
      <image:caption>Medicare enrollment and premium is handled through Social Security: 7-month window around your 65th birthday Three months prior to birthday month Three months post birthday month  If enrollment window is missed, you may enroll within the General Enrollment Period. January 1 – March 31 to start Medicare for a July 1 effective date.  Want to keep working past 65? You can defer Part B if covered by CREDITABLE employer plan.</image:caption>
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    <loc>https://www.medicare-journey.com/get-started</loc>
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    <lastmod>2025-05-12</lastmod>
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    <priority>0.5</priority>
    <lastmod>2024-04-10</lastmod>
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      <image:title>Get Started - Relationship with You+Others</image:title>
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